i.
A Fiduciary, by Mandate
Bound by Bank Negara Malaysia and the Securities Commission to act in your best interest. Every recommendation is documented, transparent, and aligned to your needs.
Islamic Financial Adviser's Representative
Quiet, considered Shariah planning for the families who trust me with the details.
I help Malaysian individuals, families, and business owners build Shariah-compliant plans for protection, legacy, and lifelong peace of mind.
8
Years
8+
Operators
100%
Shariah
Featured Adviser
Aminah binti Ahmad
Shariah RFP, IFP
TSI Wealth Planners - Kuala Lumpur
Why I Do This
A note from your adviser.
I came into Islamic financial planning because I saw how quickly uncertainty can unsettle a family.
"The clients I work with are not looking for a transaction. They are looking for someone who will still be here in twenty years."
Aminah binti Ahmad, Shariah RFP, IFP
The IFAR Standard
What it means to work with an IFAR.
ii.
A Broad Planning View
Recommendations can draw from Malaysia's takaful operators, trustees, zakat institutions, and estate planning partners, so the plan can be built around your full picture.
iii.
Properly Credentialed
Shariah RFP, Islamic Financial Planner, Islamic legacy training, ongoing CPD, and a regulated advisory process support the work behind each recommendation.
iv.
One Trusted Architect
Protection, legacy, zakat, and wealth strategy are coordinated through one steady relationship, giving your family a coherent plan instead of disconnected decisions.
Who I Work With
A small circle, carefully tended.
Individuals & Families
Protection, education, retirement, hibah, healthcare, and legacy planning under one careful Shariah-compliant plan.
Corporate & Business
Employee benefits, key-person protection, succession planning, public liability, professional indemnity, and corporate zakat.
Career Recruits
For professionals exploring a meaningful path as an IFAR with TSI, supported by training, mentorship, and a disciplined advisory process.
A Considered Menu
What I help you with.
Three quiet conversations, one trusted relationship.
For You and the People You Love
Protect what you love, before life surprises you.
- Risk Management & Takaful Planning
- Hibah Solutions
- Income Replacement on Disability
- Critical Illness Coverage
- Healthcare Protection
- Retirement Coverage
For Your Business
Build something that can outlast you.
- Employee Benefit Package
- Group Term Takaful
- Professional Indemnity
- Public Liability
- Corporate Zakat Planning
- HRDCorp Claimable Courses
For Your Legacy
A name remembered. A reward perpetual.
- Faraid, Wasiat, Hibah, Waqf and Sadaqah
- Family Trust Planning
- Estate Distribution Planning
- Personal & Corporate Zakat Planning
- Wakalah Program
- Foundation & Tax Exemption Donation
A Word For The Women Who Carry Quietly
For widows, solo mothers, and women who plan alone.
The work of holding a family together rarely shows up on a balance sheet. Faraid concerns, guardianship of minor children, asset protection, and securing your own financial sovereignty deserve a careful setting.
This work is delicate. It deserves a delicate hand. We will take it one step at a time.
The 6X Protection Idea
How a small monthly contribution can become a life-changing legacy.
1X
Natural Causes
Standard sum-covered payout to your beneficiaries.
2X
Hajj or Umrah
Doubled payout during the sacred journey.
3X
Public Conveyance Accident
Tripled for accidents on commercial transport.
6X
Natural Disaster
The full sixfold multiplier in qualifying events.
This is the quiet beauty of takaful: turning everyday discipline into extraordinary protection.
Legacy & Estate Planning
A legacy that lives on, spiritually and financially.
Hibah, Wasiat, Waqf, and Sadaqah Jariyah are not just instruments of inheritance. They are a quiet testimony of who you were, speaking after you can no longer speak for yourself.
A well-structured legacy gives your family two gifts at once: certainty in this life, and the possibility of ongoing reward in the next.
Hibah
Direct, Shariah-compliant gifting.
Wasiat
Islamic will planning and clear distribution intent.
Waqf
Perpetual endowment for community benefit.
Sadaqah Jariyah
Ongoing charitable reward through careful structure.
Our Journey Together
Four conversations, over a lifetime.
Every relationship at TSI moves through the same gentle rhythm. No surprises, no pressure, just clarity at every step.
01
We Talk
A confidential discovery session. No commitment, no pressure. Just listening.
02
We Plan
A Shariah-compliant blueprint shaped around your family, business, goals, and obligations.
03
We Implement
Recommendations are coordinated through TSI's trusted takaful, trustee, zakat, and foundation partners.
04
We Stay
Each year, we sit down again. Life changes. Your plan stays current.
Standards I Am Held To
Trust, quietly stated.
Bank Negara Malaysia Licensing
Securities Commission Framework
PDPA-Compliant Handling
Shariah-Governed Recommendations
TSI Service Network
A planning network around your needs.
TSI works with respected takaful operators, trustees, zakat institutions, third party administrators, and foundation partners.
AIA Public Takaful Berhad
Etiqa Family Takaful Berhad
Great Eastern Takaful Berhad
Hong Leong MSIG Takaful Berhad
Prudential BSN Takaful Berhad
Syarikat Takaful Malaysia Keluarga Berhad
Takaful Ikhlas Family Berhad
Zurich Takaful Malaysia Berhad
As-Salihin Trustee Berhad
Rakyat Trustee Berhad
Sampul.co
Yayasan Ikhlas
Words From The People I Have Helped
In their own voices.
1 / 3
A Soft Invitation
Thinking of becoming an IFAR yourself?
Whether you are an established professional looking for a second profession with purpose, or a finance graduate searching for a Shariah-aligned career, there is a place for you here.
TSI provides a regulated advisory environment, mentor support, a multi-operator planning network, back-office guidance, and a structured Shariah RFP / IFP certification pathway.
Training Pathway
Structured certification, CPD, and mentoring support.
Practice Support
Compliance, paraplanning, and operations guidance.
Frequently Asked, Personally Answered
Questions, before the conversation.
Is the discovery session really free?
Yes. The first session is free, confidential, and designed to understand your goals before any recommendation is discussed.
Can you help with both takaful and legacy planning?
Yes. TSI's advisory process can coordinate takaful, hibah, wasiat, waqf, zakat, family trusts, and estate distribution planning.
Do I need to prepare documents first?
Not for the first conversation. If we continue, I will guide you on the documents needed for a proper review.
Can business owners use this page too?
Yes. The same discovery session can cover employee benefits, group term takaful, key-person planning, liability coverage, and corporate zakat.
Begin Gently
Your family's future deserves a quiet, careful conversation.
No commitment. No obligation. Just a conversation. Choose the path that feels right to you.
Aminah binti Ahmad, Shariah RFP, IFP - TSI Wealth Planners
Free Financial Discovery Session
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